18 Mins Approval
Fast approval, get full within 3 hours.
Lowest Offer
Most competitive interest rates in Malaysia, helping you secure the best possible deal.
No Hidden Fees
Enjoy full pricing transparency with no hidden charges — what you see is exactly what you pay.
Free To Apply
Backed by 12 years of experience, our team delivers reliable expertise and dedicated support.
Loan Application Form
Fast and easy process. Contact us for FREE consultation!
Licensed Loan Company
We are 100% safe and licensed company in Malaysia. Our Licensed No. WL5010/07/01-4/802255
Reliable & Flexible
Apply online wherever you want
OUR LOAN SOLUTIONS
Most of our customers are able to get loan approve within 2 working days, we designed our loan package to fit our customer needs

Personal Loan
A personal loan refers to short-term financing to individuals for personal use. Borrowers use these loans for various purposes, such as managing emergencies, consolidating debt, funding events, or other financial needs.

Business Loan
A business loan is a type of financing to support business needs. These loans can be used for various purposes, such as purchasing inventory, expanding operations, upgrading equipment, managing cash flow, or launching a new project.
2,333+
Happy Customers
RM15 Millions
Loan disbursement
91%
Approval Rate
15+
Years Experience
Who is eligible to apply
Get your cash in 3 simple steps
Malaysian Citizen
Age 18 & above (IC required)
Salary Requirement
Minimum RM3K Monthly Salary
Document Required
3 Months Payslip (cash income not accepted), NRIC copy, Bank Statement & Water Electric Bills
QUESTIONS & ANSWERS
If you have any further inquiries, do reach out to our dedicated team for FREE personalized assistance.
What are the requirements?
As long as you are 18 years old and above with stable income.
What is the repayment plan?
The repayment plan is flexible period from 3 to 60 months, subject to approval.
Is there any upfront fees or deposit?
No, there is no upfront fees and deposit.
Get your cash in 3 simple steps
- Step 1: Application
Apply online and provide the necessary documents for checking and verification
- Step 2: APPROVAL
Our officer will present you the loan offer upon carry out a credit check as well as review your application and the documents
- Step 3: Get Cash IN ACCOUNT
Fund will be credited into your account within 24 hours
Loan Application Form
Loan Repayment Example
Repayment terms: Minimum 3 Months, maximum 60 Months (subject approval)
APR: Ranges from 8% to 15% per annum, with a maximum APR of 15%.
Representative Example: RM5000 for 12 months at 8% APR. Total repayment: RM5400, with monthly installments of RM450.
Loan Amount | 6 Months | 12 Months | 24 Months | 36 Months | 48 Months | 60 Months |
5,000.00 | 958.33 | 475.00 | 233.33 | 154.17 | 113.54 | 90.00 |
10,000.00 | 1,916.67 | 950.00 | 466.67 | 308.33 | 227.08 | 180.00 |
20,000.00 | 3,833.33 | 1,900.00 | 933.33 | 616.67 | 454.17 | 360.00 |
30,000.00 | 5,750.00 | 2,850.00 | 1,400.00 | 925.00 | 681.25 | 540.00 |
40,000.00 | 7666.67 | 3,800.00 | 1,866.67 | 1,233.33 | 908.33 | 720.00 |
50,000.00 | 9,583.33 | 4,750.00 | 2,333.33 | 1,541.67 | 1,135.42 | 900.00 |
100,000.00 | 19,166.67 | 9,500.00 | 4,666.67 | 3,083.33 | 2,270.83 | 1,800.00 |
200,000.00 | 38,333.33 | 19,000.00 | 9,333.33 | 6,166.67 | 4,541.67 | 3,600.00 |
Permit No: WL5010/07/01-4/802255 | Valid From: 01/01/2026 – 31/12/2026
Contact Details
Address: 56-2, Jalan SS 6/14, Ss 6, 47301 Petaling Jaya, Selangor
Mobile: 017-549 9761
Copyright © 2026 24HR Credit. All Rights Reserved.